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Refinancing FAQ


Are pre-payment penalty from refinancing my home rates deductible? I know mortgage interest is tax deductible but no one have been able to speak about me if the prepayment penalties from refinances are deductible. MOST of the time they are deductible. The rule is if they are a percentage then they are interest and are [...]

Credit & Debt Consolidation : Credit Card Score


A credit card score is a rating of a person’s credit based on a reporting bureau. Learn about credit card scores from aregistered financial consultant (RFC) in this free personal finance video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and [...]

Credit & Debt Consolidation : Credit Card Consolidation Tips


An important debt consolidation tip is to never carry excess credit limits or max out credit cards because that will lower credit scores. Learn about credit card consolidation from aregistered financial consultant (RFC) in this free personal finance video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding [...]

Credit & Debt Consolidation : Credit Card Debt & Low Interest


When people have credit card debt and bad credit, it is difficult to get low interest rates. Learn about credit card debt and low interest rates from aregistered financial consultant (RFC) in this free personal finance video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume [...]

Credit & Debt Consolidation : Non-profit Debt Consolidation


Non-profit debt consolidators work for credit card companies. Learn about non-profit debt consolidation from aregistered financial consultant (RFC) in this free personal finance video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: [...]